Low-risk mutual funds investment: Long-term gilt funds a good choice now

Gilt funds are taxed like debt mutual funds. Short-term capital gains are taxed as per the investor’s income tax slab if the units are redeemed before three years. At a time when many categories of debt mutual funds are reporting redemptions, investors are buying gilt funds as they are safer because there is no credit risk. In April, gilt funds saw net inflows of Rs 2,515 crore as compared with net outflows in funds such as Rs 19,239 crore from credit risk funds, Rs 6,841 crore from low duration funds…

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For good returns, equity investment should be held for these many years

Equity investments should be held for at least seven years for good returns > For a large cap equity find, what should be the ideal holding period if I invest a lumpsum amountnow? – Parikshit Equity investments should be ideally held at least for a horizon of more than seven years. A longer horizon allows a fund manager to stick to stocks wherein he has high degree of conviction, which may need time to play out depending on the stage of the economic cycle. Equity is more volatile and its…

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China Trade Drama Makes This A Good Time To Invest

Now that President Trump’s China trade drama has caused another dip, readers are asking if this is a good time to invest? The best time to buy stocks is when they are down for reasons that have little to do with the company, and this is one of those times. But don’t plunge into the market and don’t wait for a more perfect time to invest. Make small investments that you won’t need to disturb for at least 5 years. Last year the U.S. economy produced a little over $20 trillion of…

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The Election Fix: Have BJP’s attempts to solve India’s education problems done more harm than good?

Welcome to The Election Fix. On Sundays, we take a closer look at one theme that will play a significant role in India’s Lok Sabha elections. In the past, we’ve looked at things like agriculture and the discrimination faced by Muslims in politics. This week, Shreya Roy Chowdhury takes a look at education, from how the big promises made by the Bharatiya Janata Party have turned into piecemeal efforts to the major challenges facing India’s policymakers in the future. We are running a reader survey about the Election Fix and what you would like to see from our…

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‘Investment in 8-10 stocks should be good enough if your budget is between Rs 2-5 lakh’

For most people, financial decisions pertaining to investing, buying insurance or taking loans are erratic, rather than an informed and planned process. This means that they have innumerable stocks and dozens of mutual funds without taking into consideration, the impact on their financial goals. In this article, I am going to highlight some of the asset classes to help you determine the optimum mix and how much is too much per investment instrument. Mutual Funds: Most of the people are often confused as to how they should segregate their funds.…

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10 beneficial acupressure points for weight loss and good health

Acupressure is based on the concept of life energy flowing through different meridians in the body. So, just by pressing certain points in the body, you can clear any blockage in the meridians and treat different diseases. “Studies have suggested that acupressure is effective in treating nausea and vomiting, lower back pain, tension headaches and stomach ache,” says Dr Manoj Kutteri, wellness director at Atmantan Wellness Centre. Some points can also help with weight loss. According to acupressure, vital energy or “qi” flows through the body. When the flow is…

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