No white elephants please! Where not to invest RBI surplus of Rs 1.76 lakh crore

Bimal Jalan panel’s decision to recommend transfer of Rs 1.76 lakh crore of RBI’s reserves and excess provisions to the government of India has rightly raised a host of questions about where the money would be deployed. Just as brazenly the Centre managed to transfer the reserves, the expectation was that their deployment would be equally transparent. If there were hopes from finance minister Nirmala Sitharaman’s press conference in Pune to throw light on the question, those were dashed. But more than where they are deployed, it’s important to understand…

Read More

Lifestyle among factors affecting natural onset of menopause

Jalandhar: The average age of menopause in women is 50 years, with only 1 per cent of women menstruating after the age of 60. Off late however, the number of women reaching menopause under 40 years of age was on the rise, said Dr Jasmine Kaur, a fertility consultant at Nova IVI Fertility while addressing the media at a press meet on Thursday. Defining the premature ovarian failure (POF) in brief, she said the menopause or the complete depletion of the ovarian reserve before the age of 35 was commonly…

Read More

Calculate the Total Out-of-Pocket Cost of Your Health Insurance Plan

How much do you pay for your health insurance? If you only think about your health insurance costs in terms of the monthly premiums, you’re leaving out a lot of potential expenses. Right now, for example, I have an Affordable Care Act Bronze plan with a $442.83 monthly premium and a $6,200 deductible. This means that I could pay a total of $11,513.96—the $6,200 deductible plus $5,313.96 in premiums—before my insurer begins to pick up the cost for any of my healthcare. I might end up paying less than that,…

Read More

10 Examples of Businesses That Could Inspire Your Next Business Idea

Whether you’re interested in starting an online life coach business or developing technology for virtual reality or offering a decluttering service. Before you launch your business, here are 10 examples of different kinds of businesses you can gain insights and strategies from: 1. Hello Pretty Hello Pretty is the South African equivalent of Etsy. Etsy South African’s sell handmade items of all kinds, from clothing, jewellery, art, digital and even pet-related products. If you’re a creator, then this could be the business idea for you. Before you start designing your…

Read More

Himachal signs MoUs for 228 projects with investment of over Rs 27, 515 cr

In Himachal Pradesh, the state government has signed memorandums of understanding (MoUs) for 228 projects during the past few months with investment of over Rs. 27, 515 crores. This is for the first time in the history of Himachal Pradesh that entrepreneurs have come forward in such a big number to invest in the state. Chief Minister Jai Ram Thakur disclosed this in Shimla today while reviewing the progress of various developmental projects. He also instructed the concerned departments to speed up all the required clearances in a time-bound manner.…

Read More

Art education in India has an outdated model of teaching

Ritu Khoda, art educator and founder, Art1st Foundation speaks about the revolutionary changes needed in art education in India Ritu Khoda launched Art1st Foundation a decade ago with a social commitment to make art more action-oriented and relevant. A psychology graduate from Lady Shri Ram College for Women, New Delhi, and an MBA from Indian Institute of Management, Calcutta, Khoda believes that art is a language that ignites passion in children and adults. She has worked with leading psychologists and renowned artists to develop an art-integrated model of education, which…

Read More