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Tag: choice

Low-risk mutual funds investment: Long-term gilt funds a good choice now

Loknath Das, , , , , , , ,

Gilt funds are taxed like debt mutual funds. Short-term capital gains are taxed as per the investor’s income tax slab if the units are redeemed before three years. At a time when many categories of debt mutual funds are reporting redemptions, investors are buying gilt funds as they are safer because there is no credit risk. In April, gilt funds saw net inflows of Rs 2,515 crore as compared with net outflows in funds such as Rs 19,239 crore from credit risk funds, Rs 6,841 crore from low duration funds…

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Parents must fight for choice in education

Loknath Das, , , , , ,

President Donald Trump issued a proclamation declaring this week, Jan. 20-26, as National School Choice Week. The proclamation expresses concern about performance of U.S. students in international surveys: 24th in reading; 25th in science; 40th in math. And it ascribes the cause of these disappointing statistics to the “consequences of the limitations imposed by a largely one-size-fits-all approach to education.” It makes all the sense in the world to appreciate the value of bringing the marketplace and competition to education. Free markets serve us extremely well in delivering goods and…

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PFRDA raises NPS equity investment cap under ‘active’ choice, relaxes withdrawal norms

Loknath Das, , , , , , , , , , ,

You will soon be able to opt for higher equity investment under the National Pension System’s (NPS) ‘active’ choice. The Pension Fund Regulatory and Development Authority (PFRDA) board of directors has approved increasing cap on equity investment in ‘active’ choice to 75% from current 50% for Private Sector Subscribers. Presently there is a cap of 50% on equity investment under active choice in NPS. A release issued by the PFRDA says that the increase in equity cap comes with a clause of tapering of the equity allocation after the age…

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Education Secretary Betsy DeVos touts school choice, innovation in SLC while protesters gather

Loknath Das, , , , , , , , , , , ,

SLC summit » As protesters rally outside, DeVos says all key decisions should be made by states, not by the feds. Schools in the United States need to break free of the federal government’s “arcane” approach to education, U.S. Secretary of Education Betsy DeVos said Tuesday during a visit to Utah. Education needs new models, she said, like how video rentals gave way to streaming media. And families deserve a range of school options, like choosing between cellular service providers. “Washington [D.C.] has been in the driver seat for over…

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Food proximity can influence choice

Srijita, , , ,

A new review has suggested that marketers’ tactics to place things where we are more likely to pick them up could help motivate people to improve their diets. The review showed that manipulation of food product order or proximity can influence food choice and that healthy food nudging seems promising. Eighteen studies were included in the review. Sixteen of the studies showed nudging made a positive impact. “The review confirmed our expectation that there are very few scientific works available which deal with nudging healthier food choices by changes in…

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