Institutional investment in real estate drops 12% in FY20 at nearly $4.5 billion: Report

Institutional investment in Indian real estate fell 12 per cent to $4.48 billion (around Rs 33,800 crore) last fiscal year on lower economic growth and uncertainty over the coronavirus pandemic, US-based property consultant Vestian said. “The fiscal year 2020 saw a total institutional investment of $4,480 million. This depicted a decline of 12 percent when compared with the quantum of investment in the previous year fiscal year 2019,” Vestian said in the report. During the fourth quarter of the last fiscal, institutional investment in real estate dropped 44 percent to…

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Low-risk mutual funds investment: Long-term gilt funds a good choice now

Gilt funds are taxed like debt mutual funds. Short-term capital gains are taxed as per the investor’s income tax slab if the units are redeemed before three years. At a time when many categories of debt mutual funds are reporting redemptions, investors are buying gilt funds as they are safer because there is no credit risk. In April, gilt funds saw net inflows of Rs 2,515 crore as compared with net outflows in funds such as Rs 19,239 crore from credit risk funds, Rs 6,841 crore from low duration funds…

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Should you go for investment products that come with lock-in?

Uncertain financial situation and the market dynamics coupled with a bleak economic scenario are prompting people to take a hard look at their investment options. Investors are especially concerned about products with long lock-in periods, say five, 10 or 15 years. Many are wondering whether it is the right time to lock funds for the long term. Read more to know what you should do if you are in a similar situation. Enhance your liquidity position Considering job losses and pay cuts in the wake of the covid-19 pandemic, financial…

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Want to retire rich? Follow this mutual funds investment strategy, say experts

Retirement Planning: The most preferred retirement wish of each earning individual is to retire rich or have that much of the maturity amount, which is enough to meet their financial requirements post-retirement. Mutual Funds are one of the most preferred investment tools among Indian investors for achieving their long-term investment goals. However, when it comes to deciding the mutual funds tool while allocating funds to one’s portfolio, which mutual fund category will be better suited for retirement plan becomes a hectic task. As the mutual fund has small-cap, mid-cap and large-cap…

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What to ask yourself before making any investment moves as the market falls

As the stock market sinks, you’ve probably already heard not to check your 401(k). Yet when it comes to steering your personal financial plan in a turbulent time, it’s still wise to take a proactive approach, according to Michael Liersch, a behavioral finance expert and global head of wealth planning and advice at JPMorgan Chase. Generally, people tend to take one of two strategies to uncertain markets, Liersch said. Either they decide on action no matter what or stick to a do-nothing approach. Those extreme approaches tend to happen when individual…

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Infosys writes off investment in Waterline as third startup bet turns sour

India-based multinational information technology services provider Infosys Ltd. has written off its investment in a United States startup that offers data discovery and governance software. The California-based startup called Waterline Data Inc., founded in 2013, will be acquired by a subsidiary of Japan’s Hitachi by the end of this month. This is the third startup bet that has turned sour for Infosys. The IT major had invested in Waterline through its $500 million Innovation Fund, launched in 2015. It first invested $4 million in January 2016. In March 2018, it bet a further…

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