What to ask yourself before making any investment moves as the market falls

As the stock market sinks, you’ve probably already heard not to check your 401(k). Yet when it comes to steering your personal financial plan in a turbulent time, it’s still wise to take a proactive approach, according to Michael Liersch, a behavioral finance expert and global head of wealth planning and advice at JPMorgan Chase. Generally, people tend to take one of two strategies to uncertain markets, Liersch said. Either they decide on action no matter what or stick to a do-nothing approach. Those extreme approaches tend to happen when individual…

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What You Can Learn From An Unusual Investment

Company X is a good case study of how my idea generation process works and over time translates into new ideas for the partnership. The company was a spin-off from a healthcare company, one that I have followed for almost 15 years. The business being spun-off was the global Veterinary Distribution business which distributes drugs and supplies to veterinarians. It wasn’t a normal spin-off, but rather it was a combination of a spin-off with a merger with another company, a rapidly growing young company that provided Software as a Service…

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Top investment options for Senior Citizens: Find out what benefits you the most

Here are the top 3 options you can choose from depending on your need: The risk appetite of individuals changes along with the expectations of returns. People who have saved for retirement face the challenge of not outliving their savings that they have accumulated over the years. To stay clear of this, financial experts suggest opting for financial instruments that minimize the risk of investment and also give assured returns. There are various financial instruments in the market that offer special benefits to senior citizens — not only limited to…

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What are travel cards. Do you need it?

Mumbai: Travel is fun. And the right tools can make travel even more fun. Have you considered opting for a travel credit card? “The first thing that people associate with travel cards are air miles. However, travel cards also come with other features,” said Navin Chandani, chief business development officer, Bankbazaar. To know more, read on. What are travel cards? A travel card is a type of credit card that is specifically designed keeping in mind the needs of a traveller. A normal credit card gives you rewards in form of cashback…

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PCOS diet, foods to avoid and what to eat if you have Polycystic Ovarian Syndrome

September marks Polycystic ovary syndrome (PCOS) Awareness Month. PCOS is a hormonal imbalance that occurs in women of reproductive age. It may cause infrequent or prolonged menstrual periods, and excess male hormone (androgen) levels. Ovaries may develop collections of follicles and fail to release eggs as well. While it’s exact cause is not understood, genetics and environmental factors play a significant role. Controlling the diet and weight loss is a good way to prevent this condition from aggravating. Here are some foods to eat and avoid to protect yourself: * Sardines: Oily fish like sardines or…

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Beware! UV Rays Of The Sun Can Actually Damage Your Eyes: What You Should Know

Not only can the sun’s ultraviolet (UV) rays harm your skin, they can damage your eyes as well. For protection, says the American Academy of Ophthalmology, wear sunglasses that block 99 to 100 percent of both UVA and UVB rays. Retailers say that requires a rating of UV400 or higher. Over time, sun exposure can increase your chances of developing eye disease such as cataracts, growths on the eye, macular degeneration and even a rare form of cancer, ocular melanoma, according to the academy. In addition, eye “sunburn” — known…

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