As markets take Covid-19 hit, is it time to invest?

The fear of Covid-19, more commonly referred to as novel coronavirus, spreading outside China at an alarming pace has spooked global equity markets, including the Indian equity market. The benchmark S&P 500 index which measures the stock performance of the top 500 US companies, corrected around 13% between 19 and 28 February. Taking cues from global peers, S&P BSE Sensex lost 1,448 points on 28 February alone, wiping out close to ₹5.5 trillion of investors’ wealth. Till 28 February, it had corrected 9% from its peak on 14 January 2020. On…

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Debt Funds vs FD: Know Which is the Best Investment Option

For risk-averse investors who want fixed returns, there are two options: bank fixed deposits and debt funds. While both offer fixed returns and are relatively risk-free, especially when compared to equity investments, there are significant differences between the two. Let’s look at the differences between debt funds and fixed deposits so that you can figure out for yourself which one’s best for you: Debt Funds vs FD: Differences between Debt Funds and Fixed Deposits Variety: When it comes to fixed deposits there’s not all that much of variety. You can invest…

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Exclusive: Sachin Bansal on his investment strategy, his special interest in finance and the sectors he is bullish about

Flipkart co-founder Sachin Bansal, who has turned a devout investor after his exit from the ecommerce company, has turned his attention to the financial services sector. Bansal recently became CEO of Chaitanya Rural Intermediation Development Services, an NBFC focused on providing microfinance to lower economic groups in rural areas after he acquired a 90 percent stake for more than $100 million. Bansal, 37, told CNBC-TV18 in an interview that he is looking at a “long-term stint” at Chaitanya India Finance.  “Chaitanya is a 10-year-old company with a target of lower-income…

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Tracking behaviors is the first step to lifestyle hacking

As the medical community increasingly researches the dangers of screen time, many Americans say they are looking to unplug and engage in digital detoxes. However, Chris Dancy, health and wellness consultant and author of “The World’s Most Connected Human,” tapped into digital devices to hack his unhealthy behaviors. “About 12 years ago I was 320 pounds, I smoked 2 packs of cigarettes a day, I had been on antidepressants since I was 18 and I was about to turn 40. I drank 36 cans of diet coke a day and things were…

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Two News Stories From Abroad Suggest American Education Is On The Wrong Track

News about schools in England and Finland challenge a prevailing assumption in American education–that it’s better for students to learn on their own than to be explicitly taught. GETTY It can be risky to look to other countries’ education systems for models. Nevertheless, two recent news stories from abroad raise doubts about prevailing American views on how students learn. Too often, American education reformers and policymakers have called for emulating other seemingly successful systems without taking into account the myriad differences between any two countries. An approach that has worked…

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How investment platform Groww is making investing as simple as shopping online for millennials

“Investing should be as simple as shopping online,” says Harsh Jain, who co-founded Groww, India’s fastest growing investment platform, with former Flipkart colleagues Lalit Keshre, Neeraj Singh and Ishan Bansal in 2017. In fact, it is this simplified approach to investing that is attracting a new generation of first-time investors into the market. According to research by Groww, by 2020, nearly 76 percent of India’s population will comprise of millennials (those born between 1981 and 1996), who are arguably the most digitally-savvy generation ever. They also have very different perspectives than previous generations…

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