Calculate the Total Out-of-Pocket Cost of Your Health Insurance Plan

How much do you pay for your health insurance? If you only think about your health insurance costs in terms of the monthly premiums, you’re leaving out a lot of potential expenses. Right now, for example, I have an Affordable Care Act Bronze plan with a $442.83 monthly premium and a $6,200 deductible. This means that I could pay a total of $11,513.96—the $6,200 deductible plus $5,313.96 in premiums—before my insurer begins to pick up the cost for any of my healthcare. I might end up paying less than that,…

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10 Examples of Businesses That Could Inspire Your Next Business Idea

Whether you’re interested in starting an online life coach business or developing technology for virtual reality or offering a decluttering service. Before you launch your business, here are 10 examples of different kinds of businesses you can gain insights and strategies from: 1. Hello Pretty Hello Pretty is the South African equivalent of Etsy. Etsy South African’s sell handmade items of all kinds, from clothing, jewellery, art, digital and even pet-related products. If you’re a creator, then this could be the business idea for you. Before you start designing your…

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Healthy Reasons To Get Dancing Around Your Living Room Today

Dancing has been shown to be beneficial to mental and physical health, possibly even more so than other forms of exercise. PHOTO BY DARIA OBYMAHA FROM PEXELS It’s clear that moving the body not only enhances physical fitness it contributes to mental health and emotional wellbeing. And the array of classes to support you to do so continues to increase as the boutique fitness market grows. A 2018 London Boutique Studio Report, compiled by independent leisure market analysts, LeisureDB, reported there were 278 boutique studios in London providing over 15,000 boutique classes per…

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12 Changes In Mindset That Can Benefit Your Physical Health

Action starts with a thought. Not necessarily much thought, it might only last a few seconds, but typically how we think sets the stage for what comes next. When it comes to improving health, challenging our mindset can result in significant benefits if we can commit to the challenge of following through. Here are 12 changes in mindset that science suggests can lead to physical health benefits when action follows. 1. Change your “vacation can wait” mindset. Many of us go months, sometimes years, saying “we need a vacation” without taking one.…

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Viewpoint | Play your investment with cricket lessons

May 2019 was an action packed month for India as two of India’s three biggest obsessions (Politics, Cricket and Bollywood) kept everyone hooked to their television sets and smart phones for latest updates and live action. While the election campaign and results kept everyone interested during the first half of the month, the Cricket World Cup which commenced exactly a week after the Lok Sabha Election Results did grab a lot of eyeballs over this month. ICC Cricket World Cup—Cricket’s quadrennial 50-over event—is the most coveted prize in the world…

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Summer Health tips: 4 facts about the SPF Sunscreens you must know – Keep your skin safe from harmful sun rays

A lot of misnomers do the rounds when it comes to what SPF is, when should you apply it, why is it needed, if it really works or not, and what is its significance in skin care and health. Summer Health tips: 4 facts about the SPF Sunscreens you must know – Keep your skin safe from harmful sun rays  |  Photo Credit: Getty Images New Delhi: Our face skin is super delicate and requires a lot of care and protection, especially in the summer heat. The harmful rays of the sun…

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