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‘Investment in 8-10 stocks should be good enough if your budget is between Rs 2-5 lakh’

For most people, financial decisions pertaining to investing, buying insurance or taking loans are erratic, rather than an informed and planned process. This means that they have innumerable stocks and dozens of mutual funds without taking into consideration, the impact on their financial goals. In this article, I am going to highlight some of the asset classes to help you determine the optimum mix and how much is too much per investment instrument. Mutual Funds: Most of the people are often confused as to how they should segregate their funds….

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Change Your Lifestyle or Face Infertility Problems: The Harsh Truth

It is not very long ago that we humans started to adopt a different kind of living pattern than what we were earlier used to. Human evolution happens every million of years once but the lifestyle changes only a year or two. We are very good adopters of what is fancy out there – both good and bad and this has turned out to be the most problematic issue for most of us. Starting from obesity to diabetes, the issues we are facing just because of our lifestyle is countless….

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Here’s how Systematic Investment Planning can help meet your financial goals

Sundaram Mutual in association with ET NOW has come out with the ‘Sahi SIP’ initiative which aims to encourage people to start saving and investing in a systematic and flexible manner in mutual funds Here’s how SIP can help meet your financial goals We all have aspirations in life, which act as a driving force to work harder and dream bigger. These aspirations define both the short and long-term goals of life and propel us towards planning a host of financial decisions. It always pays to set the goals and…

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Your Home Is Not An Investment

New Orleans, USA – April 22, 2018: Old Dauphine street historic district in Louisiana famous town, city, purple painted house wall colorful entrance, building nobodyGetty We are incredibly lucky. We bought our first home in December 2012 for $163,500 and sold it in July of 2016 for $232,000. In 42 months, our home appreciated by $68,500, an increase of nearly 42% in three and a half years. Our home went up by nearly 12% annually, and despite this, our home was not a good “investment.” To be clear: I am…

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Market volatility: Should you revisit your equity investment strategy?

The BSE Sensex has tanked over 4,000 points since its all-time high of 38,989 in late August. The volatility has been pronounced in recent weeks. Ever since the IL&FS crisis spooked the market, followed by news of DFHL likely to face liquidity issues, the market has seen a roller-coaster ride. Each time hope is rekindled with a couple of days of small rise in the indices, the trend is reversed by adverse news flow on liquidity conditions in the market. The sudden and sharp slide has come a rude reminder…

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5 Ways to Keep Your Small Business in Compliance

As you strive to grow your small business, there is one thing to keep in mind: ensuring its compliance. Each state has its own set of business laws to abide by. If you fail to do what the state requires, you can lose your protections and accrue fees and penalties. Here are five basic things you need to do to keep your business safe. Small Business Compliance Tips Confirm Your Business Is in Good Standing You need to make sure your business is in good standing is important; check to ensure…

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