Calculate the Total Out-of-Pocket Cost of Your Health Insurance Plan

How much do you pay for your health insurance? If you only think about your health insurance costs in terms of the monthly premiums, you’re leaving out a lot of potential expenses. Right now, for example, I have an Affordable Care Act Bronze plan with a $442.83 monthly premium and a $6,200 deductible. This means that I could pay a total of $11,513.96—the $6,200 deductible plus $5,313.96 in premiums—before my insurer begins to pick up the cost for any of my healthcare. I might end up paying less than that,…

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10 Examples of Businesses That Could Inspire Your Next Business Idea

Whether you’re interested in starting an online life coach business or developing technology for virtual reality or offering a decluttering service. Before you launch your business, here are 10 examples of different kinds of businesses you can gain insights and strategies from: 1. Hello Pretty Hello Pretty is the South African equivalent of Etsy. Etsy South African’s sell handmade items of all kinds, from clothing, jewellery, art, digital and even pet-related products. If you’re a creator, then this could be the business idea for you. Before you start designing your…

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Himachal signs MoUs for 228 projects with investment of over Rs 27, 515 cr

In Himachal Pradesh, the state government has signed memorandums of understanding (MoUs) for 228 projects during the past few months with investment of over Rs. 27, 515 crores. This is for the first time in the history of Himachal Pradesh that entrepreneurs have come forward in such a big number to invest in the state. Chief Minister Jai Ram Thakur disclosed this in Shimla today while reviewing the progress of various developmental projects. He also instructed the concerned departments to speed up all the required clearances in a time-bound manner.…

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Art education in India has an outdated model of teaching

Ritu Khoda, art educator and founder, Art1st Foundation speaks about the revolutionary changes needed in art education in India Ritu Khoda launched Art1st Foundation a decade ago with a social commitment to make art more action-oriented and relevant. A psychology graduate from Lady Shri Ram College for Women, New Delhi, and an MBA from Indian Institute of Management, Calcutta, Khoda believes that art is a language that ignites passion in children and adults. She has worked with leading psychologists and renowned artists to develop an art-integrated model of education, which…

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Indian businesses ahead of global peers in preference for PE: Report

About 56% of family-owned businesses in India will seek private equity funding as they look to grow their businesses, a new survey found. Globally, just 39% such businesses are willing to partner PE funds, it added. According to India’s Family Business Survey 2019 by audit and consulting firm PwC, 29% of Indian businesses were currently sourcing funds from PE and venture capital firms, against just 16% worldwide. About 25% of Indian family businesses were about to start using PE capital, the report said. PwC interviewed 2,953 family businesses globally for the survey,…

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Unhealthy food at work may up risk of lifestyle ailments

Employees who purchase unhealthy food at office may indulge in such diet outside work as well, increasing their risk of lifestyle ailments such as obesity, diabetes and cardiovascular disease, a study suggests. A recently conducted study demonstrated that employees at a large urban hospital who purchased the least healthy food in its cafeteria were more likely to have an unhealthy diet outside of work, be overweight and obese. They also were more likely to have risk factors for diabetes and cardiovascular disease, compared to employees who made healthier purchases. These…

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