5 important investment lessons 2019 taught us

Fixed deposits remain the preferred investment tool for countless Indians, especially for risk-averse investors like senior citizens and retirees Representational image  |  Photo Credit: BCCL Analysing financial events and practices of the past can help us improve our financial habits in the future. The calendar year 2019 has left a trail of learnings for all of us to ponder upon – things that can lead us to making wiser financial decisions in 2020 and beyond. I’ve highlighted a few of such money lessons that 2019 taught us to ensure we enter…

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Conclave 2019: Genetics loads the gun lifestyle pulls the trigger, says Murali Doraiswamy

The second day of India Today Conclave 2019 Mumbai! On the second day of India Today Conclave 2019 Mumbai, Dr Murali Doraiswamy, who is a Physician and Futurist at the Duke University School of Medicine discussed the discoveries of the human brain and also gave a brief discussion about the genome and why it is the new gold. “There is an old saying about genetics. Genetics loads the gun lifestyle pulls the trigger all of us are different because of our different genes. We have 23 pairs of Chromosomes and…

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Budget 2019: New education policy to focus on research

Rs 400 crore allocated for setting-up world-class education institutes The Centre on Friday allocated Rs 400 crore for setting up world-class education institutes and announced ‘Study in India’ programme that will aim at attracting foreign students to the country. Presenting the first Budget of the NDA government in its second term, Union Finance Minister Nirmala Sitharaman said the government will bring in a new national education policy to transform India’s higher education system to one of the best in the world. The policy proposes major changes in both school and…

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Tax on debt investment in 2019: Here’re the applicable taxes on various instruments

The various debt-oriented investment options available in the market such as bank fixed deposits, recurring deposits, post office savings scheme, national savings certificate, debt-oriented mutual funds attract DDT is paid by the enterprise which is issuing the dividends.   |  Photo Credit: Representative Image New Delhi: Individuals select the investment options on the basis of their respective objectives, risk-taking capacity and the benefits offered by an investment scheme, be it a debt-related investment option or an equity-oriented investment option. The taxation on different types of debt instruments varies on the basis of specifications…

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SBI education loan for vocational studies 2019: Check expenses covered, rates, other details

State Bank of India (SBI) offers the facility of education loan for vocational studies under which resident Indians can avail a term loan for pursuing skill development courses in India. State Bank of India grants a maximum loan of Rs 1.5 lakh for vocational training and studies.  |  Photo Credit: BCCL New Delhi: State Bank of India (SBI) offers the facility of education loan for vocational studies under which resident Indians can avail a term loan for pursuing skill development courses in India. SBI educational loan for vocational training and studies covers…

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Kerala makes it to CNN Travel’s list of 19 places to visit in 2019

Soak in the beauty of Kerala in 2019. (Source: Instagram/KeralaTourism, Designed by Gargi Singh) Kerala became one of the 19 places shortlisted by CNN this year for travel enthusiasts to visit in 2019. Stating that Kerala lives up to its moniker, God’s Own Country, the reports says, “This area of India has it all: sun, sea, sand, good food, houseboats, culture and wildlife. Its spectacular natural landscapes — think palm trees and sprawling backwaters — lend the region the nickname “God’s Own Country.” The report also mentions the floods that wreaked havoc in…

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