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Conclave 2019: Genetics loads the gun lifestyle pulls the trigger, says Murali Doraiswamy

Loknath Das, , , , , , , , , ,

The second day of India Today Conclave 2019 Mumbai! On the second day of India Today Conclave 2019 Mumbai, Dr Murali Doraiswamy, who is a Physician and Futurist at the Duke University School of Medicine discussed the discoveries of the human brain and also gave a brief discussion about the genome and why it is the new gold. “There is an old saying about genetics. Genetics loads the gun lifestyle pulls the trigger all of us are different because of our different genes. We have 23 pairs of Chromosomes and…

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Understanding the investment slowdown

Loknath Das, ,

The public sector had a secondary role to play, which, however, had increased in scope during this period. The investment rate in the country has been declining quite significantly over the last six years or so. The gross fixed capital formation (GFCF) rate had peaked at 34.3% in FY12 and then came down to 28.6% in FY18, before registering a marginal recovery to 29.3% in FY19. The story is still an enigma because in the last few years various states have held investment extravaganzas where several MoUs have been signed—for…

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The extreme lifestyle of a strongman

Loknath Das, , , ,

Mikey Lane eats 8,500 calories a day and trains five days a week in his bid to become one of the strongest men in the world. Image copyrightRICHARD HANCOX Mikey, 35, eats seven chickens a week, along with six pizzas, as part of his training regime. The semi-professional strongman from Nuneaton has dedicated the last nine years to pushing himself to his limits to chase his dream. Image copyrightRICHARD HANCOX His journey has seen him compete nationally and internationally, with his ultimate quest to compete in the World’s Strongest Man…

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Two News Stories From Abroad Suggest American Education Is On The Wrong Track

Loknath Das, , , , , , , , , , ,

News about schools in England and Finland challenge a prevailing assumption in American education–that it’s better for students to learn on their own than to be explicitly taught. GETTY It can be risky to look to other countries’ education systems for models. Nevertheless, two recent news stories from abroad raise doubts about prevailing American views on how students learn. Too often, American education reformers and policymakers have called for emulating other seemingly successful systems without taking into account the myriad differences between any two countries. An approach that has worked…

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Calculate the Total Out-of-Pocket Cost of Your Health Insurance Plan

Loknath Das, , , , , , , ,

How much do you pay for your health insurance? If you only think about your health insurance costs in terms of the monthly premiums, you’re leaving out a lot of potential expenses. Right now, for example, I have an Affordable Care Act Bronze plan with a $442.83 monthly premium and a $6,200 deductible. This means that I could pay a total of $11,513.96—the $6,200 deductible plus $5,313.96 in premiums—before my insurer begins to pick up the cost for any of my healthcare. I might end up paying less than that,…

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Tata Motors Rating: Hold; Subdued performance across the business

Loknath Das, , , , , , ,

The outlook for India business is also hazy both on margin and volumes. Tata Motors (TML) reported a 35% underperformance in Q1FY20 consolidated Ebitda (down 41% y-o-y) due to lumpy cost at JLR and fall-off in India volumes. On JLR, management reiterated the 3–4% Ebit margin guidance for FY20 (despite a weak Q1) as: (i) the worst is behind in China; and (ii) marketing (VME) and warranty cost would reduce going ahead. The India business suffered from a sharper-than-expected downshift in demand, which management expects to improve ahead. However, demand outlook…

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