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Tracking behaviors is the first step to lifestyle hacking

October 18, 2019October 18, 2019 Loknath Das'First, behaviors, Is, lifestyle, Step, The, to, Tracking

As the medical community increasingly researches the dangers of screen time, many Americans say they are looking to unplug and engage in digital detoxes. However, Chris Dancy, health and wellness consultant and author of “The World’s Most Connected Human,” tapped into digital devices to hack his unhealthy behaviors. “About 12 years ago I was 320 pounds, I smoked 2 packs of cigarettes a day, I had been on antidepressants since I was 18 and I was about to turn 40. I drank 36 cans of diet coke a day and things were…

Amid falling interest rates on FDs, these 4 investment options offer up to 8.6% interest rate

October 12, 2019October 12, 2019 Loknath Das4), 8.6%, Amid, Falling, FDs, interest, investment, Offer, On, Options, Rates, these, to, Up

New Delhi: The Reserve Bank of India has cut the repo rate for the fifth time in a row to give a further boost to consumption and private investment in a bid to revive growth as inflation remained within the central bank’s comfort level. The RBI cut the repo rate by 25 basis points to 5.15%. Following the suit, banks have cut interest rates on loans and fixed deposits (FDs). A fixed deposit is among the most preferred investment option among senior citizens and retirees. State Bank of India (SBI), the…

How to become a crorepati with PPF investment

September 21, 2019September 21, 2019 Loknath Dasa, become, crorepati, How, PPF, to, With

Although making one crore with moderate monthly investment without equity exposure is difficult, periodic investment in Public Provident Fund (PPF) for a long-term can do the trick with the power of compounding. The longer your money stays invested, the quicker it grows. The timeframe to reach Rs 1 crore will depend on the amount of your monthly investment and period of investment that you are willing to commit. However, one can only invest Rs 1.5 lakh in PPF in a year. Long-term commitment PPF is a long term investment product…

Deepika Padukone launches Live Love Laugh lecture series on mental health: Long way to go

September 17, 2019September 17, 2019 Loknath DasDeepika, Health, Laugh, Launches, lecture, Live, long, love, mental, On, Padukone, series, to, Way

Deepika Padukone at the launch of Live Love Laugh lecture series Photo: Yogen Shah Mental health and promoting an empathetic discussion around it has been the centre of Deepika Padukone’s agenda ever since she came out with her story of dealing with depression. Deepika became one of the first celebrities in Bollywood to break the stigma and start an open dialogue around mental health. In fact, four years ago when she launched her project Live Love Laugh Foundation, aimed at doing the same, she received a lot of acclaim for…

Mutual Fund Investment: 5 reasons to invest in tax saving mutual funds

September 14, 2019September 14, 2019 Loknath Das5%;, Fund, In, Invest, investment, Mutual, reasons, saving, Tax, to

Investing in tax-saving mutual funds gives the benefit of diversifying your portfolio as per requirement. Tax-saving mutual funds, over the years, have proven to be the best tax-saving option for investors. While there are various tax-saving investment options such as National Pension System (NPS), National Savings Certificate (NSC), and Public Provident Fund (PPF), among others, Equity-Linked Savings Scheme (ELSS) has remained the most preferred. Here are 5 reasons why you should consider investing in tax-saving mutual funds (ELSS): 1. Lowest Lock-in Period Conventional tax-saving instruments generally come with long lock-in…

UBS to revamp investment bank in bid to lift flagging earnings

September 7, 2019September 7, 2019 Loknath DasBank, Bid, flagging, In, investment, lift, Revamp, to, UBS

Switzerland’s UBS plans another shake-up of its investment banking arm to help boost earnings and curb costs after tough market conditions precipitated a performance dip. The world’s largest investment banks have had their worst start to a year since 2006, the latest data published by industry analyst Coalition on Thursday shows. “What’s been communicated today was a reorganisation, which did not include a specific number of job cuts,” a person familiar with the matter said, adding that the restructuring would be carried out by the end of the year. Switzerland’s…