Amid falling interest rates on FDs, these 4 investment options offer up to 8.6% interest rate

New Delhi: The Reserve Bank of India has cut the repo rate for the fifth time in a row to give a further boost to consumption and private investment in a bid to revive growth as inflation remained within the central bank’s comfort level. The RBI cut the repo rate by 25 basis points to 5.15%. Following the suit, banks have cut interest rates on loans and fixed deposits (FDs). A fixed deposit is among the most preferred investment option among senior citizens and retirees. State Bank of India (SBI), the…

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Summer Health tips: 4 facts about the SPF Sunscreens you must know – Keep your skin safe from harmful sun rays

A lot of misnomers do the rounds when it comes to what SPF is, when should you apply it, why is it needed, if it really works or not, and what is its significance in skin care and health. Summer Health tips: 4 facts about the SPF Sunscreens you must know – Keep your skin safe from harmful sun rays  |  Photo Credit: Getty Images New Delhi: Our face skin is super delicate and requires a lot of care and protection, especially in the summer heat. The harmful rays of the sun…

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Vivo to Invest Rs. 4,000 Crores for New Mobile Phone Plant in India

Chinese smartphone maker Vivo on Thursday announced an additional investment of Rs. 4,000 crore for over a period of four years towards opening a new manufacturing plant on the Yamuna Expressway in Uttar Pradesh that will generate 5,000 jobs in its first phase of expansion. The new 169-acre land has been acquired near the existing 50-acre manufacturing facility that will help expand Vivo’s manufacturing capabilities and support its continued growth in the country, the company said in a statement. The Rs. 4,000-crore investment, which does not include the cost of…

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4 things that can help you decode returns from your investments

Photo: MorePixels The return we make on our investments is a vital data point in determining how our financial plan is progressing and making buying, selling and rebalancing choices. All these decisions may go wrong if that basic returns number is not evaluated and understood correctly. Here is what you need to know so that you interpret and use the information provided by the return numbers to further your investment plan. Look beyond the number What you see published as the return number may not be what your investment earned.…

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Beat exam stress and perform well by following these 4 health tips

It’s that time of the year when both students and parents feel “exam pressure”. Students are under pressure to perform their best, but doing so requires a balanced approach to health, in addition to consistent studying. This balanced approach helps students boost their memory and remember what they have studied. Dr Hariprasad, an Ayurveda expert at The Himalaya Drug Company, recommends the following tips to maintain a healthy lifestyle during the upcoming exams: * Exercise regularly: Physical activity is an effective tool to improve academic performance. Studies conducted at the University…

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The 4 Values That Have Guided This Travel Entrepreneur To Success

Kristin Karst is the cofounder, co-owner and executive vice president of AmaWaterways, a family-owned river cruise company created in 2002 with a fleet of 20 award-winning ships in Europe, Asia and Africa. The successful businesswoman grew up during the Communist period in East Germany, which, she says, has had a huge impact on her career and spawned her two greatest passions: travel and entrepreneurship. Morgan Stemler Kristin Karst is the cofounder & EVP of AmaWaterways, a river cruise company. (Courtesy of AmaWaterways) “During the Communist era, many restrictions were in place,…

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