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Here’s why you should choose SIP over lump sum when investing in ELSS

Archit Gupta ELSS funds are an efficient instrument to save tax and build wealth at the same time. ELSS is an equity mutual fund which allocates most of your invested capital in stocks of companies across industries and sizes. These funds come with a lock-in period of three years. It means you cannot redeem your fund units for three years from the date of allotment. It is one of the investment avenues available under Section 80C of the Income Tax Act which qualifies for availing a tax exemption of up…

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If Social Media Algorithms Control Our Lives Why Can’t They Eliminate Hate Speech?

Getty ImagesGetty It has become accepted fact in our modern digital world that the algorithms powering the online revolution, especially those of the major social media platforms, have so much control over us that they can actually nudge us against our conscious will towards actions we would not otherwise take. The addictive nature of social media is driven in part by an army of behavioral engineers tasked with building algorithms, interfaces and experiences that tap deeply into the flaws and nuances of human psychology, turning us into mindless remote-control zombies…

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Investment planning: Why you need to look at recurring deposits

Recurring deposit (RD) is a form of term deposit offered by banks and post offices through which a fixed amount can be deposited periodically by individuals. This is one of the highly popular and risk free investment opportunities for retail investors. Let us discuss below why one should invest in recurring deposits and factors to be considered while opening the same. Advantages All major banks across the country offer an option to open a recurring deposit account, with the term typically ranging between six months and 10 years, providing individuals…

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Binge drinking affects male and female brains differently, here’s why

While binge drinking affects the health of both males and females, the effect of gene expression in an area of the brain linked to addiction was found to be different, finds a new study. Repeated binge drinking was found to significantly alter molecular pathways in the nucleus accumbens — a region of the brain linked to addiction. But, in females, the genes linked to hormone signalling and immune function are altered, whereas in males genes related to nerve signalling are affected. The study has significant implications for the treatment of alcohol use…

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Why Do We Crave Alcohol? Here’s The Answer

Most people like occasional drinking or what’s called as social drinking, while some like binge-drinking on a daily basis. Some people are able to enjoy alcohol in moderation; others can’t seem to get enough of it. If you are in that stage when you need a drink or two to end your day with, it may mean that you crave alcohol. However, if you struggle to stop after one or two drinks, chances are you may be dealing with intense alcohol cravings. Why do we crave alcohol? What are the…

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Benefits of mushrooms, 5 reasons why you must include this superfood in your diet

Mushrooms don’t just taste nice. They also pack a nutritional punch as they are loaded with vitamins, promote a healthy immune system and boost your bone health. That’s why they are considered as a superfood. And for those looking for weight loss benefits, mushrooms contain no cholesterol or gluten either. Here are some of its scientifically proven benefits: A study done by researchers at the University of Malaya in Malaysia found that including mushrooms in your diet can improve the health of your brain as it may enhance cerebral nerve growth and significantly cut the risk of dementia and Alzheimer’s. Mushroom coffee is a popular…

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