Loknath Das, Author at Pinfaves

Debt investment under NPS becomes safer from today. Check new rules

December 1, 2019December 1, 2019 Loknath Dasbecomes, check, debt, From, investment, New, NPS, Safer, Today, Under

New Delhi: The quality of debt securities that your National Pension System (NPS) fund manager buys may see significant improvement from today. The Pension Fund Regulatory and Development Authority (PFRDA) last month revised the guidelines for the valuation of pension schemes, which becomes effective from today (December 1, 2019). In a circular, the pension fund regulator said that it has made changes in the ‘valuation of debt securities’ as well as ‘valuation policy for securities below investment grade’ in which pension funds in the National Pension System (NPS) can make investments.…

There Are Black Friday Type Deals On Small Business Saturday: $17.8 Billion Spent In 2018

November 30, 2019November 30, 2019 Loknath Das$17.8, Are, Billion, Black, business, Deals, Friday, In, On, Saturday:, Small, spent, There, type

In the midst of Black Friday and Cyber Monday planning and shopping, there are two additional “shopping” days you may want to know about. Small Business Saturday and Giving Tuesday. Each one came about, partly as a counter-movement to the big box retailer pushes to get people to spend. Note: I explore where to find Saturday specials here and “GivingTuesday” in a separate post that I will publish this weekend. NEW YORK, NEW YORK – NOVEMBER 25: Lin-Manuel Miranda lights the Empire State Building blue in … [+] GETTY IMAGES If…

Why the follow-unfollow method still persists on social media

November 29, 2019November 29, 2019 Loknath Dasfollow-unfollow, Method, On, persists, Social, Still, The, Why

In fifth grade, I remember signing in and out of MSN Messenger so my crush would finally notice me when he got a notification. I’d sit there staring longingly at the green icon next to his screen name, wondering what he could possibly be doing that was more interesting than talking to me. But I want to tell my sweet and naïve 10-year-old self that if he wanted to talk to me the first time, he would have found a way. Now, I have the foresight to see just how…

Exclusive: Sachin Bansal on his investment strategy, his special interest in finance and the sectors he is bullish about

November 27, 2019November 27, 2019 Loknath Das'Special, and, Bansal, bullish, EXCLUSIVE:, Finance, he, His, In, interest, investment, Is, On, Sachin, sectors, strategy, The

Flipkart co-founder Sachin Bansal, who has turned a devout investor after his exit from the ecommerce company, has turned his attention to the financial services sector. Bansal recently became CEO of Chaitanya Rural Intermediation Development Services, an NBFC focused on providing microfinance to lower economic groups in rural areas after he acquired a 90 percent stake for more than $100 million. Bansal, 37, told CNBC-TV18 in an interview that he is looking at a “long-term stint” at Chaitanya India Finance. “Chaitanya is a 10-year-old company with a target of lower-income…

Top investment options for Senior Citizens: Find out what benefits you the most

November 19, 2019November 19, 2019 Loknath DasBenefits, citizens, Find, for, investment, Options, Out, Senior, The, Top, What, You

Here are the top 3 options you can choose from depending on your need: The risk appetite of individuals changes along with the expectations of returns. People who have saved for retirement face the challenge of not outliving their savings that they have accumulated over the years. To stay clear of this, financial experts suggest opting for financial instruments that minimize the risk of investment and also give assured returns. There are various financial instruments in the market that offer special benefits to senior citizens — not only limited to…

EXCLUSIVE: LIC’s equity investment in FY20 likely to reach above Rs 70,000 cr, an all-time high

November 15, 2019November 15, 2019 Loknath Das000, 70, above, all-time, an, Cr, equity, EXCLUSIVE:, FY'20, In, investment, LICs, Likely, Reach, Rs., to

Life Insurance Corporation of India (LIC) is likely to end FY20 with an all-time high equity investment (gross) of around up to 72,000 crore, an all-time high, sources said. In FY19, LIC invested around Rs 68,620 crore into the equity market. “We have already crossed Rs 33,000 crore and the second half of the year is expected to be robust considering the new business premiums have also seen a high growth,” said an official. While the year-on-year (YoY) growth will be 3.5 percent, LIC’s equity investments hold significance because it is…