Investment planning: Why you need to look at recurring deposits

Recurring deposit (RD) is a form of term deposit offered by banks and post offices through which a fixed amount can be deposited periodically by individuals. This is one of the highly popular and risk free investment opportunities for retail investors. Let us discuss below why one should invest in recurring deposits and factors to be considered while opening the same. Advantages All major banks across the country offer an option to open a recurring deposit account, with the term typically ranging between six months and 10 years, providing individuals…

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If you feel very sleepy during the day, you might be at risk of getting Alzheimer’s

People who feel very sleepy during the day are nearly three times more likely to develop Alzheimer’s disease than those who do not, a long-term study has found. The study, published in the journal SLEEP, found that adults who reported being very sleepy during the day were thrice more likely to have brain deposits of beta amyloid, a protein that is a hallmark for Alzheimer’s, years later. Researchers at Johns Hopkins University in the US suggest that getting adequate nighttime sleep could be a way to help prevent Alzheimer’s disease.…

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Here’s how heart diseases affect men and women differently. Find out if you’re at risk

Heart diseases have emerged as the leading cause for fatalities in men and women world over and also in India. The risk of heart diseases to both sexes is grave, but heart diseases affect men and women differently. Over one crore annual deaths are reported in India and cardiovascular diseases (CVD) cause 20.3% deaths in men and 16.9 percent deaths in women. Despite having a lower mortality rate than men, reports have often suggested that women are more at risk of CVD related deaths. Another Indian study reports that the incidence…

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Sensex soars 385 points at close as rupee recovers, financials lead gains

Indian shares bounced back on Friday after two straight days of losses, starting July derivatives series on a strong footing led by energy and financial stocks as the rupee recovered from an all-time low and Asian peers staged a pullback. The rupee, which breached the 69 per dollar mark for the first time on Thursday, recovered tracking a rebound in Asian shares and currencies. The BSE Sensex surged 385.84 points to close at 35,423.48, whereas the broader NSE Nifty zoomed 125.20 points to 10,714.30 at close. Market sentiment across the globe was…

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Want to invest in ‘value’ stocks like Buffett? Look at these funds

Value investing is a strategy to spot stocks trading below their intrinsic values. The domestic equity market is going through a rough patch this year amid subdued macroeconomic triggers. Rising crude oil prices, slower-than-expected earnings growth, trade war concerns and a falling rupee have dragged midcaps and smallcaps down by up to 15 per cent so far in 2018. Voices are still echoing in the market that the risk-reward ratio in second-rung stocks is still not in favour of investors despite the recent correction. New investors who have entered the market in…

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Amanda Spielman’s speech at the Wellington Festival of Education

Thank you for that kind introduction. It is an absolute pleasure to be back at Wellington for what I think is my fifth time, and for my second as Chief Inspector. Speaking here last summer was one of the highlights of my first year. That speech was a chance to set out what I want to achieve as Chief Inspector, and just as important, it prompted an enormous amount in the way of feedback, engagement and ideas. If I had any doubts that there is a real enthusiasm and appetite…

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